Mississippi Health & Life Insurance Quotes


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Bobby Brock
Darla Brock
Ricky Credille
Bobby Brock
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Mississippi Medicare & Medigap Insurance To Protect Your Lifestyle - Are You Protected?

Brock and Credille specializes in Mississippi Medicare and Medigap insurance, but we are licensed in other states as well. We offer many types of life, health and Medicare plans from a variety of companies. As brokers, we are free to shop the market for out clients to find them the most coverage for their money from reputable companies. We are located in Mississippi but we are also licensed in many other states. We specialize in the following types of coverages:

  • Medicare Supplemental- Medigap insurance to pay Medicare deductibles and the 20% not paid by Medicare.
  • Medicare Advantage- Medicare Plans offered by private insurance companies approved by Medicare. These plans are designed to provide predictable copays for hospital and medical expenses and may include Part D prescription coverage. Protection against catastrophic medical expense is included.
  • Major Medical Insurance - Primary coverage to pay hospitals, doctors, etc.
  • Gap Insurance - Gap coverage to pay the Gaps in your Major Medical coverage like the deductibles and the 20% for major medical.
  • Life Insurance - Pays financial compensation for loss of income due to death of a breadwinner, business partner, or to pay off debts.
  • Disability Insurance - Replaces a portion of your income if you are disabled.
  • Long Term Care Insurance - Pays for home care, assisted living facilities or nursing home care when you cannot care for yourself due to chronic illness or cognitive impairment.
  • Dental Vision & Hearing Insurance - Insurance coverage to pay for your dental vision and hearing expenses.
  • Critical Illness Insurance - Insurance coverage to help cover out of pocket expenses from diseases such as cancer, heart attach and stroke. Non medical expenses are typically not covered by major medical or medicare. The benefits of this insurance are paid to you to use as you wish.
  • Insurance Protection Against Life's Perils

    Thanks to new advances in medical technology, the healthcare system in the United States can keep us feeling better and living longer than ever before. But all this comes at a price and it's not cheap. That is why health insurance is so important. New legislation requires everyone to participate in health insurance and anyone can get covered regardless of their health. People are generally covered either by Medicare, Medicaid or an affordable care act plan.

    Medicare

    If you have Medicare and are not covered under a group, union or veterans plan, you will need to choose between Original Medicare and Medicare Advantage. The plan you choose will determine your benefits, what doctors you go to and how much financial responsibility you have.

    Original Medicare allows you to buy a Medicare supplement insurance to pay some of what Medicare doesn't pay and gives you the freedom to pick your own drug coverage. Medicare Advantage has built in protection against catastrophic costs but does not allow you to buy a supplemental insurance. For more information about Medicare plan types and benefits, call us at 1-877-290-4200.

    Health Insurance Under The New Law

    Unless you have an exemption, the Affordable Care Act now requires all citizens to carry health insurance. Subsidies are available for those individuals with low incomes. The subsidies will lower the premium and the deductibles. You must buy the insurance through healthcare.gov to be eligible for the subsidy. There are tax penalties for those who do not comply with the law. For more information and to see if you qualify for a subsidy, call us at 1-877-290-4200.

    Gap Insurance For People Not On Medicare

    How will you pay for the high deductibles and the 20% under Obamacare? There are a variety of Gap insurance plans available to cover the costs. We are now offering a new Gap policy that pays better than any of the plans we have previously had. We encourage you to give us a call to see how affordable this Gap coverage can be for you and your family.

    Gap Insurance For Employers And Employees

    Gap insurance is now available as to employee groups. Medical underwriting may not apply in some cases. If there is someone on Medicare in the group, they may be eligible for better benefits and a lower premium if they are taken off the group plan and enrolled in an individual Medigap plan. This can result in huge savings for the employer and the employee. We recently helped many AT&T retirees who lost their group benefits obtain a Medigap insurance policy.

    Long Term Care Insurance

    70% of people over 65 will need some long term care in their lifetime. Your life savings and your independence are at stake. A debillitating illness can cost you your life's savings and your independence. It can also cost your children their way of life.

    If you are age 50 or more, the time has come to plan for Long Term Care expenses. The cost of waiting is extremely expensive because the insurance premiums are based on your age when the policy is issued. Call for a free Long Term Care guide so you can begin to educate yourself. Call 1-877-290-4200 today.

    Disability Insurance

    If you don't work you don't get paid. Right? So if you are disabled who will pay your monthly bills? What about your business partner? What if he or she can't work. Are you willing to pick up their slack indefinitely?

    Social Security doesn't pay much and it could take years to get your disability approved. Failure to plan means a plan to fail. Protect yourself and your family. Call 1-877-290-4200 today for a quote.

    How Do You Choose?

    Call us! We are local and we're here to help. These plans can be very complex and it pays to have the help of an independent broker to guide you through the process. Our agents collectively have over 50 years experience. We can arrange a meeting at our office or in the comfort of your own home. Call 1-800-290-4200 Today!

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