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Medicare supplement plans are also called Medigap plans. And Medigap plans in Mississippi are standardized. That means the insurance companies that sell them must use the preset model plans established by the insurance commissioners. The benefits of each plan are the same from any company that sells them.
The premiums and the financial ratings of the company as well as the level of service provided is where they differ. Because Medicare supplemental plans are our specialty, we can help you know which Mississippi Medigap plans have the lowest premiums and inform you about other factors that can help you make the right decisions. We help you save on Meidcare supplemental in Mississippi.
Medicare Supplement Plan F will pay all of your deductibles, coinsurance, and copays, giving you 100% coverage on all Medicare Approved Part A and B services. And there are no networks, so you can go to any doctor that accepts Original Medicare.
In June 2010 the Insurance Commissioners approved a new Medicare supplement Plan called N. Plan N gives you the opportunity to save money if you don't mind a small deductible and copay. The plan is especially beneficial if you have health problems. Premiums for Plan N are much lower. In some cases as much as $90 per month lower.
Plan N pays the Part A deductible and copays. Plan N does not pay the Part B calendar year deductible, currently $147, and you must pay an office visit copay of up to $20 and an emergency room copay of $50. However, the ER copay is waived if you are admitted. The rest of the 20% is paid.