Alaska Medicare Plans
Alaska Medicare plans include many options for Medicare Supplements, also known as Medigap, but currently have no availability for Medicare Advantage (Part C).
This is likely because of a number of factors including population and number of medical providers.
Until then, some of the best plans to take care of the gaps in coverage left over by Original Medicare in Alaska are Medicare Supplements.
Medicare Supplement Open Enrollment Period
Open enrollment for Medicare supplements is during the first six months after Medicare Part B starts.
Alaska Medicare supplement companies are required to approve your application during open enrollment. This means you can have a pre-existing health condition. You are still allowed to apply for a Medigap plan after open enrollment, but you have to pass health underwriting.
Most Popular Alaska Medicare Plans
Medicare Supplement Plans F and G are some of the most popular because of their coverage.
Plan F covers all deductibles and coinsurance that is left over by Original Medicare. However, as of January 1, 2020 no new Medicare enrollees will have access to Medigap Plan F or C. If you were born in 1954 or earlier, you are still be able to enroll.
This means Plan G will likely overtake it as the most sought-after supplement. Plan G covers all deductibles and coinsurance left over by Original Medicare except Part B’s deductible.
Medicare Part D
While Medicare Supplement plans don’t offer coverage for prescription drugs, there is an option to enroll in Medicare Part D. There are over 20 Part D plans available in Alaska. In most states, Medicare Advantage is another option, since most Medicare Advantage plans include integrate Part D prescription coverage. But as stated earlier, there are no Medicare Advantage plans available in Alaska.
How We Can Help
Our licensed Alaska Medicare Plans specialists are available to help you at absolutely no charge to you. We pride ourselves on assisting you finding you a plan that fits your needs. Because Medicare Supplement plans are required by law to offer standardized coverage, the only difference will be price. We will shop your policy and find you the lowest price.
And if you just need prescription drug coverage, we’ve got your back too.
Let us provide our free assistance so you can feel comfortable knowing you’re getting the best value for your healthcare coverage.
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