About Bobby Brock

Bobby Brock, our President, began his career with American General in 1992. He left the company in 1995 to start his own independent agency. He has has earned the LUTCF designation ("Life Underwriters Training Council Fellow") for his studies of personal and business lines from the American College. Bobby is also a Certified Senior Advisor, CSA, by the Society of Certified Senior Advisors for his studies of psychological and financial issues facing senior Americans. Bobby has 23 years experience with Life, Health, investments, property and casualty lines.

New Albany Mississippi Medicare Supplement Plans

By |2018-07-23T05:47:20+00:00July 9th, 2018|Company News|

New Albany Medicare Plans 16.4% of the population of Union county is over 65 and on Medicare, and they have many different options for Medicare.   For those over 65 who do not have a group coverage option or a military retirement health plan, a popular option is Original Medicare supplemented by a Medigap policy.   There [...]

Comments Off on New Albany Mississippi Medicare Supplement Plans

Select Medigap Policies for Corinth & Alcorn County Mississippi

By |2018-07-03T18:21:34+00:00July 3rd, 2018|Company News, Medicare|

There is a type of Medigap policy that has a network discount feature called a Select Medigap  policy.   There are 2 Select Plans in available in Alcorn County, plus 11 different standard Medigap policies. More than 60 companies offering Medigap policies in Alcorn County. Select plans have a lower premium, because a hospital has [...]

Comments Off on Select Medigap Policies for Corinth & Alcorn County Mississippi

Medicare Plans in Corinth Mississippi

By |2018-08-21T07:28:35+00:00June 17th, 2018|Company News|

Medicare beneficiaries in Corinth Mississippi have many Medicare choices.  There are 60 insurance companies are authorized to offer 11 different Medigap policies. There are 20 different Medicare Part D prescription drug plans and 3 different Medicare Advantage plans. People with Original Medicare can purchase a Medigap policy to pay most of the out of pocket [...]

Comments Off on Medicare Plans in Corinth Mississippi

You May Only Have One Chance To Get It Right!

By |2018-05-26T09:10:12+00:00May 26th, 2018|Company News|

Choosing the right Medicare supplement plan is of the utmost importance, so it's crucial to use a broker who specializes in Medicare. Brokers have the knowledge, experience and tools necessary to find the plan that best fits your individual needs. There are 7 common mistakes you can make that can cost you thousands of dollars and [...]

Comments Off on You May Only Have One Chance To Get It Right!

Medicare Vision Benefits

By |2018-02-05T15:48:48+00:00February 5th, 2018|Company News|

Medicare Vision Benefits As vision expenses continue to increase, many of our clients ask us if Medicare covers vision. This is a complex question because while Medicare might cover vision in certain capacities, it fails to cover it under the most basic and routine circumstances. Original Medicare vision benefits Part B of Medicare covers some [...]

Comments Off on Medicare Vision Benefits

2018 Medicare Update and NewsLetter

By |2018-01-09T05:47:55+00:00September 29th, 2017|Company News|

The Annual Election Period or Open Enrollment Period as people know it is approaching quickly. Down below you'll find a downloadable copy of our Annual Newsletter. If you are a client of ours, you should receive one in the mail with an updated calendar. The video to the left is a quick summarization [...]

Comments Off on 2018 Medicare Update and NewsLetter

Health Coverage for Medicare Beneficiaries

By |2018-01-09T05:47:55+00:00March 4th, 2017|Company News|

Health coverage for Medicare beneficiaries is provided by Medicare Part A, B, D and supplemental insurance plans. Medicare generally pays 80% of "approved" hospital and medical expenses and 75% of Prescription drugs costs. You must be enrolled in Medicare Part A, B & D to receive these benefits. The key word, however, is "approved." So [...]

Comments Off on Health Coverage for Medicare Beneficiaries

Hospital Inpatient vs Observation Status

By |2018-01-09T05:47:56+00:00May 30th, 2016|Medicare|

The Two-Midnight Rule: Inpatient vs Observation Status In 2013, CMS (Medicare) promulgated the “Two-Midnight Rule", a controversial rule that costs Mississippi's Medicare beneficiaries a lot of money.  This rule established time rather than medical conditions as a determining factor for whether or not a person should be admitted as an inpatient. It gives [...]

Comments Off on Hospital Inpatient vs Observation Status

2016 Medicare Part B Premiums

By |2016-05-27T08:25:23+00:00October 19th, 2015|Company News|

The Medicare Part B premium will increase from $104.90 to $121.80 in 2016, but the Hold Harmless provision in the Social Security Act exempts most people from the increase because there will be no cost of living adjustment in social security next year. People who have to pay a higher premium because of their income and people who [...]

Comments Off on 2016 Medicare Part B Premiums