About Bobby Brock

Bobby Brock, our President, began his career with American General in 1992. He left the company in 1995 to start his own independent agency. He has has earned the LUTCF designation ("Life Underwriters Training Council Fellow") for his studies of personal and business lines from the American College. Bobby is also a Certified Senior Advisor, CSA, by the Society of Certified Senior Advisors for his studies of psychological and financial issues facing senior Americans. Bobby has 23 years experience with Life, Health, investments, property and casualty lines.

What is an annuity and how does it work?

By |2019-08-19T08:09:01-05:00August 1st, 2019|Company News|

Annuities are not something new. The Roman Empire used annuities as a way to provide retirement income to the families of soldiers and their families. Some would argue the concept started as far back as 1700 BC in Egypt. An annuity is a way to save for retirement and supplement your retirement income.  Annuities are [...]

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Why Medicare Supplement Premiums Increase

By |2019-07-29T16:39:56-05:00July 22nd, 2019|Medicare|

We often have customers come to us after receiving a letter in the mail informing them about a Medicare Supplement rate increase. Medicare supplement rate increases usually average somewhere between 3% and 10% per year. And sometimes Medicare supplement rate increases even happen twice in the same year! Years of costly rate increases can be [...]

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Which is better in 2019?: Medicare Advantage plans vs Medigap plans

By |2019-05-22T16:30:59-05:00May 22nd, 2019|Health, Medicare, Medicare Part D|

Sometimes, Original Medicare just doesn't cut it. Perhaps the costs you are left paying after an extended hospital stay are too high. Maybe you need chemo treatments, and the expenses are adding up quickly. Medicare alone does not cover all your medical costs. For instance, there is a $1,364 deductible for hospital stays. For outpatient [...]

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New Albany Mississippi Medicare Supplement Plans

By |2018-07-23T05:47:20-05:00July 9th, 2018|Company News|

New Albany Medicare Plans 16.4% of the population of Union county is over 65 and on Medicare, and they have many different options for Medicare.   For those over 65 who do not have a group coverage option or a military retirement health plan, a popular option is Original Medicare supplemented by a Medigap policy.   There [...]

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Select Medigap Policies for Corinth & Alcorn County Mississippi

By |2018-07-03T18:21:34-05:00July 3rd, 2018|Company News, Medicare|

There is a type of Medigap policy that has a network discount feature called a Select Medigap  policy.   There are 2 Select Plans in available in Alcorn County, plus 11 different standard Medigap policies. More than 60 companies offering Medigap policies in Alcorn County. Select plans have a lower premium, because a hospital has [...]

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Medicare Plans in Corinth Mississippi

By |2018-08-21T07:28:35-05:00June 17th, 2018|Company News|

Medicare beneficiaries in Corinth Mississippi have many Medicare choices.  There are 60 insurance companies are authorized to offer 11 different Medigap policies. There are 20 different Medicare Part D prescription drug plans and 3 different Medicare Advantage plans. People with Original Medicare can purchase a Medigap policy to pay most of the out of pocket [...]

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You May Only Have One Chance To Get It Right!

By |2018-05-26T09:10:12-05:00May 26th, 2018|Company News|

Choosing the right Medicare supplement plan is of the utmost importance, so it's crucial to use a broker who specializes in Medicare. Brokers have the knowledge, experience and tools necessary to find the plan that best fits your individual needs. There are 7 common mistakes you can make that can cost you thousands of dollars and [...]

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Medicare Vision Benefits

By |2018-02-05T15:48:48-05:00February 5th, 2018|Company News|

Medicare Vision Benefits As vision expenses continue to increase, many of our clients ask us if Medicare covers vision. This is a complex question because while Medicare might cover vision in certain capacities, it fails to cover it under the most basic and routine circumstances. Original Medicare vision benefits Part B of Medicare covers some [...]

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