Bobby Brock Insurance Blog

elderly woman using inhaler for asthma

Medicare Oxygen Recertification Guidelines

If your doctor has prescribed oxygen therapy for either a respiratory or lung condition, your Medicare Part B will cover the charges.  Doctors often prescribe oxygen therapy for patients with conditions like COPD, emphysema, asthma, chronic bronchitis, cystic fibrosis, pulmonary fibrosis, or heart failure.  Medicare will cover the prescribed oxygen

Read More »
medical insurance cards on the calculator health care costs con

Which Vision Insurance Covers Lasik?

Prescription eyeglasses and contacts are a necessity for many people. While those glasses and contacts help bring life into focus, many find that after years of depending on contacts or glasses, they would love the ability to see clearly without them. LASIK surgery makes that possible for a multitude of

Read More »
income

How to Appeal a Higher Medicare Part B Premium

Currently, the 2021 Medicare Part B premium is $148.50.  That is the amount that most people pay for their Part B.  However, for folks with incomes in excess of $88,000, premium amounts range from $207.90 to $504.90.  This excess premium is referred to as IRMAA (Income-Related Monthly Adjusted Amount). The

Read More »
shutterstock 179579834

Get help paying my Medicare Premiums

Medicare remains affordable, but many retirees need help paying their Medicare Premiums with all of the monthly expenses. Fortunately, there are multiple ways to offset your costs using financial assistance. Below are a few programs offered by the Centers for Medicare and Medicaid Services. Parts A and B Medicare Premiums

Read More »
shutterstock 597617192

Is it better to have Medicare as primary or secondary insurance?

What is the Difference Between Primary and Secondary Insurance? When it comes to healthcare insurance, most beneficiaries will select the plan and provider which offers them the most financial support in light of different medical scenarios they may find themselves in – for example, the expenses associated with a hospital

Read More »
shutterstock 1824965774

Medicare Costs in 2021

Does the Price of Medicare Coverage Change Every Year? In short, yes. Just as you would expect car or home insurance premiums and costs to change on an annual basis, our health and medical coverage are also subject to annual price hikes, with 2021 set for more price increases and

Read More »