We can never be sure which Medigap plans will increase each year or how quickly their rates will go up. However, we can use past statistics to predict Medigap rate increases. To give our clients our best guess, we look at historical and current data and have frequent conversations with
This is a question we get asked a lot – and understandably so! Since we do not charge our clients for services, they often wonder how we are compensated. Agents and brokers who sell Medicare plans are either acting independently with many insurance carriers (independent agents) or directly with one
If you take prescription medications, you are probably very familiar with Medicare’s Donut Hole. While you may be familiar with it, the Donut Hole is still very confusing and many of our clients have questions about how it works. In this article, we’re going to discuss what the Donut Hole
The Medicare 8-minute rule applies to outpatient rehabilitation services such as physical therapy. This rule helps providers determine who many billable units of time they can submit to their patient’s Medicare insurance. This applies to treatment codes that are time-based, not service-based. To understand how Medicare’s 8-minute rule works, we’ll
The costs of any given Medigap Plan G will vary widely depending on a variety of factors. The most important of these factors will be your age, gender, whether you use tobacco or not, your health status, and, most importantly, your location. Before enrolling in a Medicare Supplement Plan, it’s
No one wants to pay more than they have to for any part of their Medicare coverage. We hate when we see our clients get stuck with Medicare penalties that could have been prevented. But, you can’t prevent them if you don’t know what they are! Today, we’re going to
