Medicare Advisor in Mississippi – Medicare is not a subject you want to take on alone. It has many moving parts, and it’s difficult to understand how each part works together. Do you need every plan? Will you be penalized if you don’t enroll? When should you submit applications? Does your doctor take Medicare? There are so many things to consider!
Fortunately, there are professionals who specialize in Medicare and can answer all these questions for you. The trick is finding an agent who knows their stuff and has your best interests in mind.
5 Tips to Find the Best Medicare Advisor
To help you find a great Medicare agent in Mississippi, we’ve got a list of things you should look for.
1. They Provide Education
Your advisor’s primary job is to provide you with the education and resources you need to really understand Medicare. They may be able to enroll you in a plan, but if they don’t teach you how to use it, it’s worthless to you!
Find an agent that takes the time to explain the basics. They should teach you how Medicare works, what the different parts do, and key things to be aware of when switching to Medicare. They should take plenty of time to make sure all your questions are answered before doing anything else.
2. They Are Independent
There are two kinds of insurance agents: independent and captive. You want an independent agent, and here’s why. A captive agent only represents one specific insurance company. They might be highly skilled and knowledgeable, but they can only talk about the plans their company offers.
On the other hand, independent agents contract with multiple insurance companies. They may work with 20, 40, or even a hundred different carriers. This allows them to search for plans that fit your unique needs. They can also compare premiums across many carriers to ensure you get a competitive rate. Independent agents are not loyal to one company – they are loyal to you as the client!
3. They Are Licensed
The internet is overflowing with Medicare advice. There are websites, social media platforms, YouTube channels, advertisements – you name it! Some of these have great information, while others have incorrect advice. There is nothing wrong with learning about Medicare online, but when it’s time for you to enroll, make sure you’re seeking advice from someone who is licensed to sell Medicare.
Even better, find an agent who is experienced in Medicare. We all start somewhere. Every Medicare advisor today was brand new at one point. But, if you can find an advisor that has spent a few years learning Medicare, they may be more helpful to you.
4. They Offer Customer Support
Another great thing about working with an agent is that they’ll offer year-round support. If you enroll yourself, it will be up to you to call the insurance company with any problems that come up. However, if you work with an agent, they’ll usually offer to fix problems for you. Instead of you spending hours on the phone with insurance, they’ll do the hard work.
Your agent should be available to answer any questions you have throughout the year. They should also make sure you’re updated about plan changes and even call you periodically if they find new ways to save you money.
5. They Are Unbiased
Lastly, make sure your Medicare advisor isn’t biased towards one plan or another. Even independent agents can have personal opinions about plans, but make sure they’re discussing all the options in your area and not pushing you in one direction. You get to make the decisions!
Bobby Brock Insurance checks all five of these boxes. Our Medicare advisors specialize in their field and will take the time to understand your situation. We’ll make suggestions based on your needs and make sure you don’t miss any enrollment deadlines. The best part? There is no cost to work with us! Call today and schedule a consultation.