Proper dental care is essential for seniors, but unfortunately, Original Medicare doesn’t cover most dental services. Having to pay out-of-pocket is not ideal, and it causes many beneficiaires to waive dental treatments altogether. Bobby Brock Insurance will explain what you need to know about Medicare and dental coverage. The Importance of Dental Care for Older …
Medicare and Dental Coverage: What You Should Know Read More »
It’s common to confuse Medicare Supplements with Medicare Advantage, but they’re not the same. A supplement policy can have different costs, coverage, enrollment periods, and network restrictions than a Medicare Advantage program. Medigap Plans Add to Your Original Medicare Benefits The main thing you need to remember is this: Medicare supplement insurance, or Medigap, is …
Medicare Supplement vs. Medicare Advantage: The Differences Read More »
Saving for retirement is critical, but what does this look like, exactly? How do you make sure you’re on the right track? How does Medicare fit into the equation? These are all relevant questions, and Bobby Brock Insurance is here to provide guidance. When planning for retirement, think about taking these four steps: 1) Create …
Four Ways to Achieve Financial Security in Retirement Read More »
Traditional Medicare offers good coverage, but it doesn’t cover ALL your expenses. For instance, you’ll be responsible for 20% of the costs of doctor’s visits. That’s where supplement insurance policies come into play. If you have an Original Medicare plan (instead of a Medicare Advantage plan), you can buy a Medicare Supplement (aka Medigap) plan …
Four Tips for Finding the Best Medicare Supplement Plan Read More »
Medicare is available to people age 65 or above, end-stage renal disease, or certain disabilities. The coverage is divided into four parts: Parts A, B, C, and D. Original Medicare is managed by the federal government and includes Part A (Hospital Insurance) and Part B (Medical Insurance). Part D, which covers outpatient prescription drugs, can …
Overview of Medicare and Prescription Drug Coverage Read More »
Medicare Supplement plans are extra insurance you can buy to cover services and out-of-pocket costs not covered by Original Medicare. Supplemental plans typically cover deductibles, copays, and coinsurance. However, you can use the plan benefits to cover transportation, lost wages, medications, and other illness or injury-related costs. It’s important to evaluate your supplement insurance every …
Why You Should Review Your Medigap Plan Each Year Read More »
Medicare Supplement (Medigap) insurance can help cover the out-of-pocket expenses left by Original Medicare, such as copays and deductibles. There are many supplement plans to choose from, and there are many factors to weigh before you buy a policy. Each plan is different, and Bobby Brock Insurance can help you choose the right coverage for …
Six Things to Consider When Choosing a Medicare Supplement Read More »
Medicare Advantage (MA) plans are packaged alternatives to Original Medicare that are sold by private insurers. At Bobby Brock Insurance, we can answer Medicare enrollment questions, sort out your coverage options, and provide ongoing support. If your circumstances change or you experience problems, we may suggest switching to a different Medicare plan. So, when can …
Common Reasons for Leaving a Medicare Advantage Plan Read More »
From exploring coverage options to understanding terminology, Medicare is a confusing maze that cannot be navigated alone. Fortunately, there are licensed professionals who can help. A medical insurance agent is an independent broker who represents many carriers, giving you an unbiased view of your plan options. Bobby Brock Insurance has been in business since 1992, …
https://www.youtube.com/watch?v=KytnSOfYL_8&feature=youtu.be You’re getting blasted on TV about Medicare Supplements and Medicare Advantage. This year especially, there’s huge expansion in Medicare Advantage programs in many areas — including our area of Tupelo, MS. Some people are talking about “Trump Care” and other words that are misleading. We want to clear things up. Have You Seen the …
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