While the two may appear similar as they are both government-sponsored healthcare programs, they are actually quite different considering the benefits each plan offers and who can qualify. Medicare offers health insurance plans meant for those who are 65 and older and is not based on any type of income. On the other hand, Medicaid …
When the call for a national healthcare insurance fund came from President Harry Truman in 1945, no one would have ever thought that the Medicare program would be helping around 60 million people cover their medical costs by 2020, but after many failed attempts to provide citizens with a healthcare insurance plan, the Medicare program …
If you are turning 65 or at the age of retirement, the thought of applying for Medicare can seem overwhelming, especially with certain misconceptions out there that raise the question of what exactly makes you eligible to apply. Here’s how to know if you’re eligible: Age matters! If you retire at 62 or earlier, this …
There are many misconceptions revolving around Medicare Advantage Plans and Medicare Supplement Plans, such as Advantage Plans being a type of Supplement plan, Supplement plans working the same way with Advantage plans as they would with Original Medicare, or even understanding when the best time to enroll for each plan is. Because of these misconceptions, …
What you need to know about Medicare Advantage Plans vs. Medicare Supplement Plans Read More »
Justin Brock, Chief Operations Officer for Bobby Brock Insurance has been accepted into Forbes Finance Council, an invitation-only community for executives in accounting, financial planning, wealth and asset management, and investment firms. Justin Brock was vetted and selected by a review committee based on the depth and diversity of his experience. Criteria for acceptance include …
Justin Brock accepted into Forbes Finance Council Read More »
With the changes made to Medicare costs in 2020, some people have asked if the “Medicare Part D Donut Hole” is actually gone? The short answer is technically yes. However, there is still a coverage gap and you should be aware of some of the changes and how they will affect you. What is the …
When you’re aging into Medicare, you might wonder, “What is the Cost of Medicare Part A and B?” Some don’t realize that there are some serious out-of-pocket expenses that can come from Medicare. So, we’re going to break down how much each of these can set you back as well as a way to lower, …
With a population of approximately 52 million people over the age of 65 in the United States, it’s only natural that so many are concerned about novel coronavirus (COVID-19). As more people in our communities test positive for COVID-19, older adults are the ones who are being hit hardest by this outbreak. Since those aged …
Medicare and Medicaid are terms that are often confused because they sound similar. They are both health insurance programs administered by the government. The difference is Medicare is a health insurance plan provided by the federal government for people over 65, disabled, or those who have chronic kidney disease. Medicaid is a program for low-income …
There is a lot of talk from some Presidential candidates about Medicare for all. On its face, it sounds great if Medicare could cover everyone. Everyone would have 100% of healthcare paid for by the government. BUT THAT’S NOT WHAT IT IS! Universal Healthcare is NOT Medicare. If the government ever took over our healthcare, …
Medicare & Universal Healthcare aren’t the same! Read More »
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