Medicare changes year by year from medicare supplement plans and the amount Medicare pays for medical care and prescriptions (Medicare Part D) we keep you up-to-date without the hype.

Why Medicare Supplement Premiums Increase

By |2019-07-29T16:39:56-05:00July 22nd, 2019|Medicare|

We often have customers come to us after receiving a letter in the mail informing them about a Medicare Supplement rate increase. Medicare supplement rate increases usually average somewhere between 3% and 10% per year. And sometimes Medicare supplement rate increases even happen twice in the same year! Years of costly rate increases can be [...]

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Which is better in 2019?: Medicare Advantage plans vs Medigap plans

By |2019-05-22T16:30:59-05:00May 22nd, 2019|Health, Medicare, Medicare Part D|

Sometimes, Original Medicare just doesn't cut it. Perhaps the costs you are left paying after an extended hospital stay are too high. Maybe you need chemo treatments, and the expenses are adding up quickly. Medicare alone does not cover all your medical costs. For instance, there is a $1,364 deductible for hospital stays. For outpatient [...]

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Select Medigap Policies for Corinth & Alcorn County Mississippi

By |2018-07-03T18:21:34-05:00July 3rd, 2018|Company News, Medicare|

There is a type of Medigap policy that has a network discount feature called a Select Medigap  policy.   There are 2 Select Plans in available in Alcorn County, plus 11 different standard Medigap policies. More than 60 companies offering Medigap policies in Alcorn County. Select plans have a lower premium, because a hospital has [...]

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7 Reasons Military Veterans Should Consider the Insurance Industry After Service

By |2018-04-30T00:09:09-05:00April 30th, 2018|Medicare|

Transitioning from the military can bring on a lot of uncertainty, not just for the Veteran but for his or her spouse as well. Typically there are several potential employers who look to hire Veterans, and I do recommend starting there. It is always best to have an income ready to start when you are [...]

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How We Find the Best Medicare Supplement Plans For Our Customers!

By |2018-02-05T23:57:58-05:00September 29th, 2017|Company News, Medicare, Medicare Part D|

Other than the copious amounts of "ums" and "ughs" I said in this video, the key takeaway is that we are able to shop all companies, in any zip code, under various sets of criteria. This is something that a lot of so called "brokers" don't have access to. [...]

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Hospital Inpatient vs Observation Status

By |2018-01-09T05:47:56-05:00May 30th, 2016|Medicare|

The Two-Midnight Rule: Inpatient vs Observation Status In 2013, CMS (Medicare) promulgated the “Two-Midnight Rule", a controversial rule that costs Mississippi's Medicare beneficiaries a lot of money.  This rule established time rather than medical conditions as a determining factor for whether or not a person should be admitted as an inpatient. It gives [...]

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Medicare Supplement FAQs Answered

By |2018-01-09T05:47:56-05:00May 25th, 2016|Medicare|

Frequently asked questions about Medicare Supplements Will my doctor accept my Medicare supplement? Yes any doctor that accepts Medicare will accept any standardized Medicare supplement plan. Will my doctor accept a Medicare Advantage Plan? Maybe and maybe not. Medicare Advantage plans have networks. Some doctors elect not to participate and may not [...]

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Choosing A Medigap Plan: F, G, N, & L

By |2015-10-21T06:45:52-05:00October 11th, 2015|Medicare|

Medicare supplement insurance plans , also known as Medigap, are standardized Insurance plans specifically designed to work with Original or "Traditional" Medicare. Choosing your Medigap plans help you customize your Medicare plan. You can choose the Medigap and Part D prescription plan that best fits your needs and your budget. Being able to customize your plan is an [...]

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