Delaware Medicare Plans

Beneficiaries of Delaware Medicare plans have three options to cover gaps in coverage of Original Medicare.

But what should you choose: a Medicare Supplement, Medicare Advantage, or a Part D plan? It depends on what your budget and needs are.

Delaware Medicare plans open enrollment

First things first, Medicare beneficiaries in Delaware are eligible for Medicare at age 65. Initial enrollment begins three months before your birth month and lasts three months after. During initial enrollment, you can also apply for Medicare Supplements.

Although you can enroll in a supplement at any time, initial enrollment is the best time to do so because you cannot be turned down due to your health.

Medigap Plans

Medicare Supplements in Delaware cover some or all of the deductibles and coinsurance left over by Original Medicare.

This can save you thousands of dollars because Medicare only covers about 80% of your outpatient expenses.

Another overlooked feature is you are not limited to any networks and choose to see any doctor that accepts Medicare.

There are 10 plans lettered A through N that offer standardized coverage. This means all plans lettered the same have to offer the same coverage and the only difference is price. So, be sure to shop your coverage. Or, you can use our service to save you both time and money as we will do all the shopping for you!

After the end of 2019, new Medicare enrollees will no longer be able to select Medigap Plans C or F in Delaware. Beneficiaries who already have these plans will be able to keep them.

Medicare Advantage plans

Delaware has 17 Medicare Advantage plans. Also known as Medicare Part C plans, Medicare Advantage is a private Medicare plan that provides all Original Medicare benefits but also include extra benefits like dental, prescription drugs, and vision coverage.

Medicare Part D

While Original Medicare and Medicare Supplement plans don’t offer coverage for prescription drugs, there is an option to enroll in Medicare Part D. There are 25 Part D plans available in Delaware in 2019. If you don’t want to pay out-of-pocket for your prescriptions, be sure to look into Medicare Advantage or a standalone Part D plan.

How we can help

Our licensed Delaware Medicare Plans specialists are available to help you at absolutely no charge to you. We pride ourselves on assisting you finding you a plan that fits your needs. Because Medicare Supplement plans are required by law to offer standardized coverage, the only difference will be price. We will shop your policy and find you the lowest price.

Let us provide our free assistance so you can feel comfortable knowing you’re getting the best value for your healthcare coverage.

Medicare Supplements

User Guide

This guide can be helpful if you’re considering buying a Medigap policy or already have one. It’ll help you know how Medicare Supplement plans work.

Call 662-844-3300

Delaware Medicare Plans