Wisconsin Medicare Plans

Medicare Supplements (Medigap) in Wisconsin cover some of the costs left over by Original Medicare. Private insurance companies offer these plans. While most states offer 10 standardized Medicare Supplement plans, Wisconsin is one of the three anomalies. 

All Medigap plans in Wisconsin have to cover these basic benefits:

• Medicare Part A coinsurance — for inpatient hospital care
• Medicare Part A hospice copayment
• Medicare Part B coinsurance — for medical services
• First three pints of blood used annually

One of your supplemental insurance options in Wisconsin is the basic plan. It covers all basic benefits, and:

• Medicare Part A skilled nursing facility coinsurance
• An extra 175 days of inpatient mental health coverage per lifetime — in addition to what Medicare covers
• An additional 40 home health care visits, besides what Medicare covers
• State-mandated benefits, like preventive services

If you’re a beneficiary in Wisconsin, you can also add on riders to your Medigap coverage. These are optional benefits that help pay the deductibles for Parts A and B, Part B excess charges, and more. Wisconsin also offers two Medicare Supplements that help with your Original Medicare expenses — on a 25% or 50% cost-sharing level. These plans are a lot like Medigap Plan K and Plan L in other states. 

The Bobby Brock Insurance team can help you build a Medigap plan by piecing those riders together, making sure that all parts of your Medicare are covered.