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Original Medicare contains two parts — Part A and Part B. Part A covers inpatient care.
Most people are eligible at age 65 if they’re already collecting retirement benefits from the Social Security Administration or the Railroad Retirement Board. You may also qualify if you have a disability, end-stage renal disease, or amyotrophic lateral sclerosis (Lou Gehrig’s Disease). You must be either a United States citizen or a legal permanent resident of at least five continuous years.
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Most of the time, Part A has no cost. Certain taxes you paid during your working years are specifically for future Medicare coverage.
As long as you have worked for at least 10 years in your lifetime in the United States, most of the time you won’t pay a dime. If you have not, you can still purchase Part A if you’ve been a legal resident or have had a green card for at least five years.
Speak with one of our Medicare specialists for the latest premium costs.
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