Choosing a Medicare Plan
Choosing a Medicare Plan isn’t always the easiest thing to do. There are a lot of plans to choose from and not having proper coverage can cost thousands of dollars.
That’s why having a licensed Medicare specialist on your side is so important. We can compare plans for you for free and we will help you find one that offers the most coverage for the best price.
How to choose a Medicare Plan
Picking a plan is not something to take lightly. As mentioned above, a gap in coverage can cost thousands of dollars and making a switch outside of open enrollment can cost you more in premium.
Here are some tips to help you decide between plans:
- Take a look at premium vs. coverage. Would you rather pay for the extra coverage or take a risk and pay lower premiums?
- If you travel, a Medicare Supplement Plan may work best because it is accepted anywhere Original Medicare is accepted.
- Ask your doctors if they accept Medicare Advantage or if they only accept Original Medicare.
And, as always, we can help you make an informed decision for free.
What Medicare Supplement Plan is best?
If you are trying to decide which Medicare Supplement Plan is best for you, it’s going to come down to a choice between coverage and premium.
Medicare Supplemental Plan F has the highest level of coverage. It pays for all of your cost-sharing on covered services so you have no out-of-pocket expenses.
Medicare Supplemental Plan G is the second-best in terms of coverage. The only thing not covered is that you still pay the Part B deductible once per year.
Then there are eight other supplements with different coverages and premium savings.
Choosing a Medicare Advantage Plan
If you like Medicare Advantage Plans the best because of the low premium — sometimes at no cost to you — you can talk to a Medicare specialist from Bobby Brock Insurance to see what is available in your area! MA plans are able to offer certain benefits that Original Medicare doesn’t cover, such as:
- Dental coverage
- Vision coverage
- Caregiver Counseling and Training
- Housekeeping
- Prescription Drug Coverage
We shop your Medicare plans for you!
We are contracted with Medicare to help you find the right plan for your budget and healthcare needs. A licensed Medicare agent at Bobby Brock Insurance will find the information you need to make an informed decision and then shop carriers to find you the lowest price.
Call us at 662-844-3300 or click below to get help!
