Bobby Brock Insurance | Tupelo, MS

Call 662-304-8364

What are Medicare Supplements?

What are Medicare Supplements

Medicare Supplements, also known as Medigap policies, are sold by private insurance companies to help you cover the out-of-pocket costs left behind by Medicare. 

When you have a Medigap policy, Medicare pays up to its limit on your medical expenses. Then your Medicare Supplement Plan will kick in, up to it’s limits. That limit usually is able to pay off the remainder. However, that will depend on which policy you select.

What are the 10 medigap plans?

Every company has to follow the standardized guidelines set by Medicare. The Medigap plans are Plan A, B, C, D, F, G, K, L, M, and N. No matter which company you purchase your Medigap plan from, their plans feature the same set of benefits.

The monthly premium will be the only difference.

Play Video about Justin Brock answers Medicare Frequently Asked Questions

Medicare Supplements

User Guide

This guide can be helpful if you’re considering buying a Medigap policy or already have one. It’ll help you know how Medicare Supplement plans work.

Medicare Supplements User Guide Mockup

What do Medicare Supplements cover?

Original Medicare only covers 80% of your Part B expenses. The other 20% comes out of your pocket if you do not have a Medigap policy. If you were to have lengthy treatment or some seriously expensive ones, you can see how that could rack up.  

Medicare Supplements pay that 20% for you.

What is not covered by Medigap?

Things that are not covered by Original Medicare or your Medicare Supplement: 

  • Routine dental, vision, and hearing exams
  • Hearing aids
  • Eyeglasses or contacts
  • Long-term care or custodial care
  • Retail prescription drugs

How much will I save with a Medicare Supplement plan?

Each of the standardized Medigap plans available in most states cover:

  • Medicare Part A hospitalization costs, such as coinsurance amounts, for up to a year after your Part A benefits are used up.
  • At least a portion of Medicare Part B copayments or coinsurance amounts (for example, for covered doctor visits).

Beyond that, each plan offers different benefits and some, like plan F and G are popular because they pay 100% of your cost-sharing responsibility. 

It is important for you to sit down with your medical bills and find out where you could most use the assistance of a Medicare Supplement plan. Or you could talk to a licensed Medicare agent from Bobby Brock insurance and they can help you find a policy that works best for you.

cost of plans...

We have helped thousands of Medicare beneficiaries all over the United States, and now we want to help you.

Latest News

Enter Zip-code

Enter your zip code to pull plan options available in your area.

Compare Plans

Select which Medicare plans you would like to compare in your area.

Get a Quote

Compare rates side by side plans & carriers available in your area.