Bobby Brock Insurance Blog

shutterstock 356008268

Turning 65? Here’s What You Need to Know.

Herb, because he was turning 65, had his mailbox is crammed full of mail from insurance companies every week pushing their Medicare plans. With all this information, who can possibly get a grip on it? Even at 64 and 6 months, Herb has a lot to do. Spending time with

Read More »
Big Family Garden Party Celebration 2

Medicare Advantage vs. Medigap plans

Sometimes, Original Medicare just doesn’t cut it. Perhaps the costs you are left paying after an extended hospital stay are too high. Maybe you need chemo treatments, and the expenses are adding up quickly. Medicare alone does not cover all your medical costs. For instance, there is a $1,364 deductible

Read More »
pharmaceuticals e1527340091168

Health Coverage for Medicare Beneficiaries

Health coverage for Medicare beneficiaries is provided by Medicare Part A, B, D, and supplemental insurance plans. Medicare generally pays 80% of “approved” hospital and medical expenses and 75% of Prescription drug costs. You must be enrolled in Medicare Part A, B & D to receive these benefits. The keyword,

Read More »
top view of stethoscope on blue background

Traditional Medicare or Medicare Advantage

Traditional Medicare is a fee-for-service health insurance plan for people over 65 and with specific disabilities. Fee for service means the health care provider is paid a fee for the healthcare service. Traditional Medicare allows you to use any doctor or hospital that accepts Medicare. There are deductibles, copays, and

Read More »
medicare supp vs medicare advantage 1

Original Medicare vs. Medicare Advantage

If you will be turning 65 soon, it’s time to learn about Medicare. You will be getting mail about Medicare plans from every insurance company you’ve ever heard of and some you haven’t. Although it’s very stressful, it is very important for you to learn enough about Medicare to make

Read More »