Bobby Brock Insurance Blog

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7 States with Extra Medigap Guaranteed Issue Rules

Better Coverage for Seniors Medigap plans are supplemental policies that help cover the cost of co-payments, deductibles, and other out-of-pocket expenses not covered by Original Medicare. However, not all Medigap policies are created equal. Some Medigap plans have a guaranteed issue rule that requires Medigap companies to offer a Medigap

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Is Medigap Right For Me?

Medicare Supplement plans (Medigap) are plans you can buy as an addition to Original Medicare (they are not an alternative option, like Medicare Advantage). Medigap is sold by private companies and can save you money by filing the coverage gaps in Medicare Part A and Medicare Part B.  There are

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What is a Medicare SELECT Policy?

A Medicare SELECT policy is a type of Medigap policy. Like all Medigap policies, it covers out-of-pocket expenses leftover by Original Medicare. However, it is unique in that it only covers those expenses if the patient received care from certain hospitals. Learn more about SELECT policies below.  How Medigap Policies

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What are Attained-Age-Rated Medigap Policies?

Medicare Supplement Plans, also called Medigap policies, are important ways to help reduce your overall out-of-pocket expenses generated by Original Medicare. Medigap policies are sold by different companies and priced differently. The policies themselves are based on ten templates outlined by the federal government. While the private insurance companies must

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What are Issue-Age-Rated Medigap Policies?

Medicare Supplement Plans, also called Medigap policies, are policies that cover out-of-pocket expenses when Original Medicare has gaps in coverage. You can enroll in one of these policies and pay a monthly premium. The private insurance companies that offer these plans are allowed to price them differently depending on a

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What are Community-Rated Medigap Policies?

Medigap policies, also called Medicare Supplement Plans, are plans offered by private insurers to help bridge the gap in coverage that Medicare does not pay. When buying a Medicare Supplement Plan, you have to shop around and compare all of the prices in your area.  There are multiple ways to

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